MEDICAL As a SRS associate, you have access to various benefit choices for you and your family — including two medical options designed to help you manage your health and budget. Understanding your choices is the first step to making a decision that will help you and your family for the next calendar year. PRESCRIPTION DRUGS When you enroll in a SRS medical plan, you receive prescription drug coverage. Your copays are based on the type of drug and where you purchase your prescription. To lower your costs, request generics or use a ShopRite pharmacy or Spotswood mail order for maintenance medications. DENTAL The Dental Plan is administered by Aetna. You may choose any licensed dental provider, but you benefit from discounted fees when you use in-network providers. VISION Our Vision Plan is administered by Davis Vision and provides you with both In-Network and Out-of-Network benefits. To receive the maximum benefit available under our plan you would choose an In-Network Davis Vision Provider and they will coordinate all of your vision care needs. WELL-BEING PROGRAMS Through Aetna, our medical plan administrator, we offer a wide variety of programs and services, from Health Assessments to help you identify opportunities for improvement, to a robust well-being portal that includes health tools, resources, services, and information.
LIFE INSURANCE SRS associates are eligible for 1.5 times their annualized salary in basic life insurance. Associates can purchase additional financial protection for their family at very competitive prices (subject to the insurer’s underwriting approval). FLEXIBLE SPENDING ACCOUNTS Your contributions are made with pretax dollars from your pay — before federal income taxes and Social Security taxes are calculated. As a result, your taxable income is lower, so you pay less taxes in each paycheck. Then, when you have an eligible expense, you reimburse yourself with tax-free money from your account. LONG-TERM DISABILITY Long-term disability benefits provide you with a portion of your salary in the event you become disabled and cannot work. If you are rendered disabled by a licensed physician, for 180 days or more, you can apply and be considered for the LTD benefit. VOLUNTARY BENEFITS We are proud to offer innovative insurance products such as Automobile, Homeowners, and Pet Insurance. Enroll at any time throughout the year for these insurance products. MetLife Legal Plan provides legal expertise for both events such as buying or selling a home, starting a family, dealing with identity theft, caring for aging parents, and more!
NEW DENTAL PROVIDER Aetna is the new dental provider for 2025. Your current dental elections will automatically carry over to Aetna. If you make no changes to your dental plan, there is no need to re-enroll. There will be a 5% increase for the bundled Dental/Vision option.
COMPLETE ONCOLOGY CARE Aetna’s Transform Oncology program is innovating the full care journey of each cancer patient through an elevated standard of care that improves outcomes through personal care at every step of their cancer journey.
NEW LIFE INSURANCE PROVIDER MetLife is the new Life Insurance and Accidental Death and Dismemberment (AD&D) provider for 2025. During this open enrollment, you can enroll in Optional Life insurance without EOI, if under guaranteed issuance ($300,000 for associate and $50,000 for spouse).
TRANSFORM DIABETES CARE
Advanced analytics help identify and prioritize tailored interventions using our comprehensive member data. Members benefit from customized care and experience that includes remote and face-to-face consultations with a pharmacist and care team.
NEW LONG-TERM DISABILITY PROVIDER MetLife is the new Long-Term Disability provider for 2025. Your after-tax elections will carry over automatically to MetLife. If you are not making any changes you will not have to re-enroll.
OTHER CHANGES FOR 2025
Through Aetna, our medical plan administrator, we offer a wide variety of programs and services, from Health Assessments to help you identify opportunities for improvement, to a robust well-being portal that includes health tools, resources, services, and information.
Take your savings to the next level with matching contributions from ShopRite Supermarkets. Enrolling in your SRS retirement plan is one of the simplest ways to save for retirement. You're in charge of creating your future and can save as much or as little as you like (up to the IRS maximum or plan limit).
Continued for 2025
MetLife Legal Plans Get access to legal expertise for both expected and unexpected events such as buying or selling a home, starting a family, dealing with identity theft, caring for aging parents, and much more. Note: If you are currently enrolled in the MetLife Legal Plan and do not take action, you will continue to have this benefit in 2025. Your next chance to drop the coverage will be 2026 Open Enrollment. NEW: MetLife Legal Plan Also Includes Additional protection to safeguard your identity. We are also introducing additional protection to protect your identity from fraud and online threats. Make the internet a safer place for you and your family with this all-in-one digital security solution. MetLife Identity & Fraud Protection powered by Aura is a stand-alone plan that will help safeguard what matters to you the most: your identity, money and assets, family, reputation, and privacy. It's smart, simple identity and fraud protection all in one place.
Auto and Home Insurance
Pet Insurance
Legal Plans MetLife Identity & Fraud Protection Powered by Aura
PrudentRx The PrudentRx Copay Optimization program, offered by CVS Health, is an innovative specialty copay plan design that enables payors to help reduce or eliminate member cost share for specialty medications while saving the plan money. If you currently take a specialty medication, PrudentRX will be reaching out to you directly to coordinate this benefit where you can receive a $0 copay on the specialty medication.
PrudentRx
Meru Health You deserve to feel good. So let us guide you there. Meru Health's 12-week program is clinically proven to reduce anxiety, stress, depression, and long-term burnout. In addition, you can access the entire program from the convenience of your smartphone. Visit meruhealth.com/aetna to get started today.
Meru Health
